Loyalty ConciergeLoyalty Concierge

Free Rewards Audit

A three-step audit. About two minutes.

See your Wallet IQ score, missed rewards, and top opportunities in about two minutes — no account required. There are no right or wrong answers, and you can update everything later.

  1. 1Step 1
    Your Cards
    We start by understanding which cards you already have so we can help you maximize your existing wallet before recommending anything new.
  2. 2Step 2
    Your Goals
    Tell us what you're trying to achieve so recommendations are tailored to what matters most.
  3. 3Step 3
    Your Spending
    Understanding where you spend helps us identify opportunities to earn more rewards.
What you'll receive
  • Wallet IQ Score
  • Best card for every purchase
  • Personalized recommendations
  • Missed rewards and opportunities
Your CardsStep 1 of 3
Your Cards
Your Goals
Your Spending
Your Cards

We start by understanding which cards you already have so we can help you maximize your existing wallet before recommending anything new.

Which credit cards do you currently have?

Search by issuer or card name. Add a custom card if yours isn't listed. There are no right or wrong answers — you can update this anytime.

American Express
TD
RBC
CIBC
BMO
Scotiabank
National Bank
MBNA
Rogers Bank
Neo Financial
Brim
Simplii Financial
PC Financial
Canadian Tire
Tangerine

Custom cards are labelled clearly and used only for your wallet. We'll review popular submissions and add them to the curated list.

Don't have every card handy? Add what you can — you'll get meaningful recommendations either way, and can refine later.

Progress is saved automatically to your browser. No account required.