Best picks for Amazon
- Amex Cobalt — 1x on non-category spend, but MR value is high if you transfer.
- Scotia Momentum Visa Infinite — 2% on recurring bills; useful if you have Amazon Subscribe & Save.
- Any 2% flat cash back card — simple and reliable.
Merchant Guides
Which Credit Card Should I Use at Amazon.ca?
Amazon accepts Visa, Mastercard, and Amex. The best card depends on whether Amazon codes as retail, everyday, or a bonus category on your wallet.
Updated July 20, 2026· 4 min read
Key takeaways
- Amazon typically codes as 'retail' or 'online shopping' — not grocery.
- Cards with rotating online-shopping categories usually win.
- PC Financial World Elite Mastercard earns 30 pts/$1 at Loblaw brands but only 10 pts/$1 elsewhere.
See how this fits YOUR wallet
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