How Welcome Bonuses Work
Welcome bonuses are the fastest way to grow points — if you meet the spend requirement organically.
Updated June 10, 2026 · 3 min read · By Loyalty Concierge Editorial
What counts as a welcome bonus?
Welcome bonuses are one-time promos for new cardholders. They come as a lump-sum points grant, monthly grants for the first year, or fee-waived promos.