Foreign Transaction Fee Calculator
Most Canadian cards charge 2.5%. See what that adds up to.
Updated July 1, 2026 · 4 min read · By Loyalty Concierge Editorial
Fee at 2.5%
$125
Fee with a no-FX card
$0
How it works
Enter annual foreign spend — we show fees at 2.5% vs. 0% no-FX cards.