Credit Card Comparisons

TD Aeroplan Visa Infinite vs CIBC Aeroplan Visa Infinite

Two nearly identical Aeroplan cards with subtle differences in insurance, first-year offers, and category earn.

Updated July 20, 2026· 5 min read

Core similarities

Aeroplan Visa Infinite cards are issued under a shared framework, so the headline earn structure — 1.5x on eligible gas, grocery, and Air Canada spend — is identical whether you pick TD or CIBC.

Where they differ

TD's version historically bundles Rental Car Collision/Loss Damage Insurance more generously.
CIBC often runs stronger welcome offers for existing CIBC banking clients.
First-year fee waivers rotate — check current issuer promos before applying.

Key takeaways

Both earn 1.5x on gas, groceries, and Air Canada purchases.
Annual fees and welcome offers are similar — the tiebreaker is usually your current bank.
Insurance and rental car coverage differ slightly; verify before travel.

Frequently asked questions

Do both cards earn the same Aeroplan points?+

Yes — the points post to the same Aeroplan account and are worth the same whether they came from TD or CIBC.

See how this fits YOUR wallet

Generic advice only goes so far. Run your Free Rewards Audit for personalized recommendations based on your cards, spending, and goals — or ask the AI Concierge a specific question.

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