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Best Travel Credit Cards in Canada (2026)

The best travel card depends on where you fly, whether you value flexibility, and how much you want to pay in annual fees.

Updated July 20, 2026· 6 min read

Categories to consider

  • Airline co-brands — best if you're loyal to one carrier.
  • Flexible-points cards — best for redemption freedom.
  • No-FX-fee cards — best for frequent international travellers.
  • Premium cards — best for lounge access and travel insurance.

Key takeaways

  • Amex Platinum offers the strongest lounge access and travel credits.
  • Scotia Passport Visa Infinite has no FX fees — rare and valuable.
  • Aeroplan co-brands are best if you're already an Air Canada loyalist.
  • For casual travellers, the HSBC World Elite (now RBC Avion Visa Infinite Privilege) offers a strong balance.

See how this fits YOUR wallet

Generic advice only goes so far. Run your Free Rewards Audit for personalized recommendations based on your cards, spending, and goals — or ask the AI Concierge a specific question.

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