Best Dining Credit Cards in Canada

The best cards for restaurants, food delivery, and takeout.

Updated June 25, 2026 · 4 min read · By Loyalty Concierge Editorial

#1American Express Cobalt Card
$192/yr
Why ranked: 5x MR on dining, foodie favourite.
5x MR Groceries & dining · 3x MR Streaming · 2x MR Gas, transit, travel · 1x MR Everything else
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#2American Express Platinum Card
$799/yr
Why ranked: 3x on dining + delivery.
3x MR Dining & food delivery · 2x MR Travel booked with Amex Travel · 1x MR Everything else
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#3Scotiabank Gold American Express Card
$120/yr
Why ranked: 5x Scene+ dining + no FX.
5x Scene+ Grocery, dining, entertainment · 3x Scene+ Gas, transit, streaming · 1x Scene+ Everything else
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