American Express Gold Rewards Card Review (Canada)
A flexible mid-tier Amex with a strong welcome bonus and Aeroplan transfer partners.
Updated June 15, 2026 · 4 min read · By Loyalty Concierge Editorial
AMEX · AMEX
American Express Gold Rewards Card
Annual fee $250 · FX 2.5%
Best for: Balanced points earners, Aeroplan transfers
Verdict
Solid for balanced points earners who want simplicity plus Aeroplan flexibility.
Who should get this card
- • Balanced earners
- • Anyone who transfers to Aeroplan
Who should avoid it
- • Grocery-heavy households (Cobalt earns more)
Pros & cons
Pros
- +Strong welcome bonus
- +Flexible points
Cons
- −Weaker earn than Cobalt
- −$250 fee
Earn rates
- 2x MR — Grocery, gas, travel, dining
- 1x MR — Everything else
Alternatives to consider
AMEX · AMEX
American Express Cobalt Card
Annual fee $192 · FX 2.5%
Best for: Foodies, Groceries and dining
View card details →AMEX · AMEX
American Express Platinum Card
Annual fee $799 · FX 2.5%
Best for: Frequent travellers, Lounge access
SCOTIA · VISA
Scotiabank Passport Visa Infinite
Annual fee $150 · FX 0%
Best for: No-FX travellers, Lounge on a budget