Credit Card Comparisons

Head-to-head Canadian credit card breakdowns — earn rates, perks, fees, and which wallet each card fits.

• Amex Cobalt vs Scotiabank Gold Amex (Canada, 2026)

  Both earn 5x on groceries and dining. The Cobalt wins on transfer partners; Scotia Gold wins on FX.

  Updated 2026-07-01

• TD Aeroplan Visa Infinite vs CIBC Aeroplan Visa Infinite

  Two nearly identical Aeroplan flagships. The right pick depends on your primary bank.

  Updated 2026-06-20

• RBC Avion Visa Infinite vs Amex Platinum

  Two very different travel philosophies — flexibility (Avion) vs. lounge + credits (Platinum).

  Updated 2026-06-15

• Amex Cobalt vs BMO Eclipse Visa Infinite

  Cobalt wins on point value; Eclipse wins on Visa acceptance and gas coverage.

  Updated 2026-06-10

• Scotia Passport Visa Infinite vs RBC Avion Visa Infinite

  Passport wins on FX; Avion wins on transfer partners.

  Updated 2026-06-05

• Amex Gold vs Amex Cobalt (Canada)

  Gold has a bigger welcome bonus; Cobalt earns more every month afterward.

  Updated 2026-06-25

• Rogers Red World Elite vs BMO CashBack World Elite

  No annual fee vs 5% grocery. Different wallets, different winners.

  Updated 2026-05-30

• MBNA Rewards World Elite vs Amex Cobalt

  MBNA offers 5x on Mastercard's wider network; Cobalt earns more per point via Aeroplan.

  Updated 2026-05-28