RBC Avion Visa Infinite vs Amex Platinum

Two very different travel philosophies — flexibility (Avion) vs. lounge + credits (Platinum).

Updated June 15, 2026 · 4 min read · By Loyalty Concierge Editorial

RBC · VISA

Annual fee $120 · FX 2.5%

Best for: Avion transfer partners, Any-airline travel

AMEX · AMEX

Annual fee $799 · FX 2.5%

Best for: Frequent travellers, Lounge access

Feature	RBC Avion Visa Infinite	American Express Platinum Card
Annual fee	$120.00	$799.00
Welcome bonus	Up to 55,000 Avion points.	100,000 MR points with $10,000 spend in 3 months.
Earn rates	1.25x Avion on Travel; 1x Avion on Everything else	3x MR on Dining & food delivery; 2x MR on Travel booked with Amex Travel; 1x MR on Everything else
Insurance	Travel emergency medical, Trip cancellation, Rental car	Comprehensive travel, Trip cancellation, Car rental, Mobile device
Lounge access	—	Priority Pass + Centurion + Plaza Premium + Airport Express
FX fees	2.5%	2.5%
Network / acceptance	VISA	AMEX
Transfer partners	British Airways Avios, Cathay Asia Miles, WestJet Rewards	Aeroplan, Marriott Bonvoy, British Airways Avios
Best for	Multi-airline flexibility on a mid-tier fee	Frequent flyers who need lounges and travel credits

Verdict

If you fly enough to use lounges 6+ times, Platinum wins. Otherwise Avion offers better everyday value.