Best Credit Card for Loblaws
Stack a 5x grocery card with PC Optimum for maximum value.
Updated June 10, 2026 · 4 min read · By Loyalty Concierge Editorial
Acceptance at Loblaws
Visa: ✓ · Mastercard: ✓ · Amex: ✓
Best cards
AMEX · AMEX
American Express Cobalt Card
Annual fee $192 · FX 2.5%
Best for: Foodies, Groceries and dining
View card details →SCOTIA · AMEX
Scotiabank Gold American Express Card
Annual fee $120 · FX 0%
Best for: Groceries, No-FX everyday spend
BMO · MASTERCARD
BMO CashBack World Elite Mastercard
Annual fee $139 · FX 2.5%
Best for: Grocery-heavy Mastercard shoppers, Costco Canada
Loblaws strategy
All networks accepted. Combine a 5x grocery card with a PC Optimum account for double dipping.
Common mistakes
- • Forgetting to scan PC Optimum.