Best Credit Card for Metro Grocery
Any 5x grocery card works — stack with Moi Rewards where offered.
Updated June 5, 2026 · 4 min read · By Loyalty Concierge Editorial
Acceptance at Metro
Visa: ✓ · Mastercard: ✓ · Amex: ✓
Best cards
AMEX · AMEX
American Express Cobalt Card
Annual fee $192 · FX 2.5%
Best for: Foodies, Groceries and dining
View card details →SCOTIA · AMEX
Scotiabank Gold American Express Card
Annual fee $120 · FX 0%
Best for: Groceries, No-FX everyday spend
BMO · MASTERCARD
BMO CashBack World Elite Mastercard
Annual fee $139 · FX 2.5%
Best for: Grocery-heavy Mastercard shoppers, Costco Canada
Metro strategy
All networks accepted. Same 5x grocery Amex + backup Mastercard rule applies.
Common mistakes
- • Skipping the store loyalty program.