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Best Credit Card for Uber Canada

Cobalt earns 5x on Uber Eats (dining); Platinum earns 3x on delivery.

Updated May 20, 2026 · 4 min read · By Loyalty Concierge Editorial

Acceptance at Uber Canada

Visa: ✓ · Mastercard: ✓ · Amex: ✓

Best cards

AMEX · AMEX

American Express Cobalt Card

Annual fee $192 · FX 2.5%

Best for: Foodies, Groceries and dining

View card details →
AMEX · AMEX

American Express Platinum Card

Annual fee $799 · FX 2.5%

Best for: Frequent travellers, Lounge access

SCOTIA · AMEX

Scotiabank Gold American Express Card

Annual fee $120 · FX 0%

Best for: Groceries, No-FX everyday spend

Uber strategy

Uber Eats codes as restaurant/dining on most Canadian cards. Uber rides typically code as travel or transit.

Common mistakes

  • • Using a base-earn card when a dining/delivery card would earn 5x.

Related resources