Best No Foreign Transaction Fee Credit Cards (Canada)

The short list of Canadian cards without foreign transaction fees.

Updated June 1, 2026 · 4 min read · By Loyalty Concierge Editorial

#1Scotiabank Passport Visa Infinite
$150/yr
Why ranked: No FX + lounge + Visa acceptance.
3x Scene+ Grocery (Sobeys-family stores) · 2x Scene+ Dining, entertainment, transit, other grocery · 1x Scene+ Everything else
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#2Scotiabank Gold American Express Card
$120/yr
Why ranked: No FX + 5x grocery/dining on Amex.
5x Scene+ Grocery, dining, entertainment · 3x Scene+ Gas, transit, streaming · 1x Scene+ Everything else
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#3Rogers Red World Elite Mastercard
$0/yr
Why ranked: Effective no-FX via 3% USD cashback offsetting the 2.5% fee.
3% US-dollar purchases · 1.5% Everything else
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