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Scotiabank Passport Visa Infinite Review

A no-FX Visa with lounge access — rare combo in Canada.

Updated June 1, 2026 · 4 min read · By Loyalty Concierge Editorial

SCOTIA · VISA

Scotiabank Passport Visa Infinite

Annual fee $150 · FX 0%

Best for: No-FX travellers, Lounge on a budget

Verdict

The default no-FX Visa for travellers who value lounge access.

Who should get this card

  • • Travellers who want no-FX on Visa
  • • Casual lounge users

Who should avoid it

  • • Heavy Aeroplan collectors (TD/CIBC Aeroplan earn more)

Pros & cons

Pros

  • +No FX fees
  • +Visa acceptance
  • +6 free lounge visits

Cons

  • −Weaker earn than Amex Cobalt or Gold

Earn rates

  • 3x Scene+ — Grocery (Sobeys-family stores)
  • 2x Scene+ — Dining, entertainment, transit, other grocery
  • 1x Scene+ — Everything else

Alternatives to consider

SCOTIA · AMEX

Scotiabank Gold American Express Card

Annual fee $120 · FX 0%

Best for: Groceries, No-FX everyday spend

RBC · VISA

RBC Avion Visa Infinite

Annual fee $120 · FX 2.5%

Best for: Avion transfer partners, Any-airline travel

AMEX · AMEX

American Express Platinum Card

Annual fee $799 · FX 2.5%

Best for: Frequent travellers, Lounge access

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