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Both earn 5x on groceries and dining. The Cobalt wins on transfer partners; Scotia Gold wins on FX.

Two nearly identical Aeroplan flagships. The right pick depends on your primary bank.

Two very different travel philosophies — flexibility (Avion) vs. lounge + credits (Platinum).

Cobalt wins on point value; Eclipse wins on Visa acceptance and gas coverage.

Passport wins on FX; Avion wins on transfer partners.

Gold has a bigger welcome bonus; Cobalt earns more every month afterward.

No annual fee vs 5% grocery. Different wallets, different winners.

MBNA offers 5x on Mastercard's wider network; Cobalt earns more per point via Aeroplan.

The Cobalt earns the highest grocery + dining rate in Canada, but the monthly fee and Amex acceptance change who it fits.

A flexible mid-tier Amex with a strong welcome bonus and Aeroplan transfer partners.

The Platinum's value hinges on lounge access and credits — not everyday earn.

The strongest no-FX 5x earn in Canada, on the Amex network.

A no-FX Visa with lounge access — rare combo in Canada.

One of the two flagship Aeroplan cards in Canada.

CIBC's take on the flagship Aeroplan Visa Infinite.

The flexible any-airline alternative to Aeroplan.

Best grocery cashback Mastercard in Canada — and it works at Costco.

The no-fee cashback Mastercard Canadians use for US-dollar spend.

Our top overall picks across the most common Canadian wallets.

Best cards for Loblaws, Sobeys, Metro, and No Frills.

The best cards for restaurants, food delivery, and takeout.

Ranked travel cards by value, flexibility, and perks.

Family-focused wallets with groceries, gas, and Cineplex/Scene+ redemptions.

Straight-cash cashback picks — no points to redeem.

The short list of Canadian cards without foreign transaction fees.

Which cards get you into lounges — and how many visits.

Cards that approve students and start a credit history the right way.

Costco Canada is Mastercard-only. Optimize with a 5% grocery Mastercard.

All networks accepted — optimize on category coverage.

Amex isn't accepted at Walmart Canada. Use a Visa or Mastercard grocery card.